What’s the biggest credit challenge you’re facing right now?

  • You’re sick and tired of debt collectors and past due statements coming in the mail…
 
  • Your get nauseous when you hear words like “our bank can’t approve you” or “you have too many past due accounts for this loan.”
 
  • You want to finally dig yourself out of this hole and free yourself of the burden of debt…

WHAT DO YOU DESIRE....

Purchase A Home

A good interest rate will save you $100's on your mortgage.

Get A New Car

Leave the Dealership with the CAR and PAYMENT YOU WANT!

Be Approved For Credit

Credit cards that offer WORLDWIDE Membership Reward Points

Don’t sweat. We’re here to help. 

I’m Destiny Sims-Finnins, the owner and CEO of Point Maxxed Credit Credit Repair, and I was in the same situation you are in.
Constantly getting calls, reminders, “statements”, and knowing I can’t live my life to the fullest because debt was keeping me financially trapped.
That’s why I made it my mission that once I got out, I would help other people free themselves of this burden by providing them with the most honest, transparent, and of course, affordable, credit improvement service out there.
That’s what we’re all about, and that’s what we’re here to help you do.
MESSAGE FROM THE CEO
NOW IS THE TIME TO  MAKE A CHANGE , AND WE'LL DO ALL THE WORK  ​"
If you want to improve your credit score, we can help. Read on.
​I know what it feels like to be in a bad situation where no matter what you do, you can never seem to come out of debt or get APPROVED! The harassing phone calls just keep coming and the past due statements continue to come in the mail.. I know what it's like to walk into a car dealership and fall in love with the car you always wanted, knowing you can afford it, but they still won't give you the loan. WHEN THEY DON'T GIVE YOU A CHANCE, YOU MAKE THEM. This is how!!

​If you want to improve your credit score, we can help. Read on.

We’re here to help you find the easiest and most productive way to free yourself of your debt.
To do this, we represent you in front of credit bureaus and we make sure…

​What to expect from our CREDIT REPAIR SERVICES!

Boosting your credit score is our mission! And we work hard for you to get the following things on your credit report taken off.
Hard inquires REMOVED!
Errors on your credit report REMOVED!
Inaccurate accounts REMOVED!
Old debts REMOVED!
 Unverifiable Collections REMOVED!
We've even gotten Bankruptcies REMOVED! 
Repossessions REMOVED!
​Medical bills REMOVED!
Charge-offs REMOVED!
​Accounts sold REMOVED!
Foreclosures REMOVED!

Results you'll expect to get with our service!

Here’s our simple plan for improving your credit score. Easy as 1-2-3.

1. YOU SIGN UP.
 
As soon as you sign up, you’ll receive your client portal where you can track everything we do. This way, you can audit the process every step of the way.
 
2. WE RESEARCH.
 
Then, our team starts doing line-by-line research on your credit report.
We start looking for errors, issues, and inaccuracies, and we start sending disputes to your bank so they can remove the things that bring your score down.
Our disputes are designed to achieve the highest probability of achieving the desired outcome, making it easy for us to remove bad credit history.
(We’ll also provide you with a practical score optimization overview and guide you on rebuilding your credit score.)
 
3. YOU WATCH YOUR CREDIT SCORE GO UP.
 
By removing the erroneous items from your credit bureau history, your credit score instantly starts going up, and you’re presented with more and more opportunities to rebuild it and keep it as high as possible.

These are just a few of the benefits of having good credit!
  • Access High Limit Credit Cards.
  • Turn Denials Into Approvals NOW.
  • Get Pre-Approved For for dream Home.
  • Increase Your Purchase Power. 
  • Shockingly low interest rates.
  • Get ​Access to Ultimate Credit Building Tradelines.
​If you have ever been told things like...
➡ "I'm sorry, but the bank can't approve you."
➡ "You have too many past due accounts for this loan."
➡ "Try paying off some of these old debts before applying for a home."


You can do this. We can do this together. Start increasing your credit score today for only $1.​

It's only $25 for the first month, then $99 a month for this limited time offer! Read our guarantee below.

Here’s why our wonderful customers keep choosing us for help with their credit score.

​Who am I?

Destiny Figgins is the Owner of Point Maxxed Credit Repair. She is a financial advisor, automation expert and business developer for BRAND NAME dealerships. She makes it her business to help individuals and businesses overcome financial challenges that may come their way. Destiny launched her business to educate others on how to be in control when applying for a home loan, car loan, credit card, or just a loan in general. Growing up her family didn't teach her about credit, nor did she learn about credit education in school. She went through life not having a real understanding of how POWERFUL credit was.
 
Like millions of others, she started to see her credit go downhill. After a horrific breakup, Destiny was left with a PILE OF BILLS, COLLECTIONS, A CAR NOTE SHE WAS BEHIND ON, AND JUST FLAT OUT BAD CREDIT. At this point, she had retch her breaking point in life, and needed to get on the road to debt management and credit repair. She was sick of being denied, collection agencies constantly calling, and seeing 20% interest rates. So, Destiny began to study and LEARN the power of the credit industry!! She learned the secrets to BUILDING CREDIT and REPAIRING CREDIT!! She was then able to sit in front of Lenders and use her 800 score as leverage when purchasing her first home and new vehicle. After compiling years of knowledge and experience together, Destiny launched POINT MAXXED CREDIT REPAIR assisting 1000’s with their debt.

SIGN UP TODAY!!!
▪️Improve your current score
▪️Get in the best credit position to qualify for big-purchases
▪️Gain the power of scoring the lowest interest rates
▪️Experience knowledge on how good credit makes life way less expensive. 
"I’ve been where you are, so I am the best candidate to help you turn your financial situation around."

Frequently Asked Questions

Q: What makes your company different from other credit repair companies?
We don't only work to remove negatives and inaccurate information from your credit report. We also give you the information you need to increase your credit score.
Q: When will I start to see the results on my credit report?
Results will start appearing within 30 to 90 days.
Q: What will I get when I sign up for the program?
Once you complete the sign-up process, you will get a phone call from me or my team members. Then we will begin working on your credit report to remove any inaccurate information. The program also provides you with the information you need to keep working on raising your credit score. 
Q: How Much Will I Have to Pay?
You will need to pay a enrollment fee of $25 in the beginning. During this process, we will give you a detailed report that explains what is lowering your credit score and what can be done to increase the score. If you decide you like the direction outlined, the fee is $99 per month (this means $99 would be due after 30 days). You are not obligated to sign up and you can cancel your service at any time. You are not charged a fee until work is performed.

4 Easy benefits of having good credit!

​↪ You Will Have Low Interest Rates on Credit Cards and Loans
The interest rate is one of the costs you pay for borrowing money and, often, the interest rate you get is directly tied to your credit score. If you have a good credit score, you’ll almost always qualify for the best interest rates, and you’ll pay lower finance charges on credit card balances and loans. The less money you pay in interest, the faster you'll pay off the debt and the more money you have for other expenses. 
↪ You’ll Have a Higher Chance for Credit Card and Loan Approval
Borrowers with a poor credit history typically avoid applying for a new credit card or loan because they've been turned down previously. Having an excellent credit score doesn’t guarantee approval, because lenders still consider other factors such as your income and debt. However, a good credit score increases your chances of being approved for new credit. In other words, you can apply for a loan or credit card with confidence.
↪ You Will Have More Negotiating power
A good credit score gives you leverage to negotiate a lower interest rate on a credit card or a new loan. If you need more bargaining power, you can take advantage of other attractive offers that you’ve received from other companies based on your credit score. However, if you have a low credit score, creditors are unlikely to budge on loan terms, and you won't have other credit offers or options. 
↪ You’ll Get Approved for Higher Limits
Your borrowing capacity is based on your income and your credit score. One of the benefits of having a good credit score is that banks are willing to let you borrow more money because you’ve demonstrated that you pay back what you borrow on time. You may still get approved for some loans with a bad credit score, but the amount will be more limited.

YES!! All of this can be yours! all for 50% OFF!!!!! only $99 a month!! And it's only $25 to start!

How long your money back guarantee is, and the terms.​
MONEY BACK GUARANTEE IF NO DELETION IN 120 DAYS
​
We offer a 100 percent money back guarantee in our program. You agree that the Only way to remain eligible for our Money Back Guarantee Program is to abide by the following terms:

1.) You must keep credit monitoring service.  (Not credit Karma)  You also agree to always share the login details with our team.
 2.)  You must return all received mail from the credit bureaus and debt collectors in question to us within 6 Days of receiving it. You also must update us within 30 days of changing an address. You will always have a working phone number on file.
3.) You must have service with us for 4 consecutive months with no account suspensions due to non-payment causing reactivation
4.) You have not had any new collection accounts or late payments added and have not entered any agreements with collection agencies during the time enrolled in our program.
5.) Failure to comply with our recommendations that cause your credit score to increase such as obtaining a secure credit card, unsecure credit card, or new account that will build credit history
6.) Only if we have not removed at least 1 negative item within a 4-month time frame, or raised your points at least 40 points 
Point Maxxed Credit Repair
© Point Maxxed Credit Repair​.​ All rights reserved. FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries. We  do not provide legal advice.We  do not guarantee the permanent removal of verifiable tradelines. We requires active participation from clientele regarding requested documents and information, including investigation results for the sought-after outcome of a healthy, accurate credit report. Individual results may vary.
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